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Benefits Overview
Health Insurance

Coverage

Health insurance is provided through Florida Blue. Eligible participants choose between the Blue Options Co-Payment Plan, or the Blue Choice Preferred Provider Option (PPO).

  • Blue Options Co-Payment is a co-pay plan for the provision of specific services.
    This plan offers a $750 single-coverage deductible ($2,250 per family aggregate) per plan year.
  • Blue Choice PPO is an 80%/20% co-share plan requiring participants use a preferred
    medical provider. Non-preferred providers have a co-share of 60%/40%.  This plan offers
    a $1,500 single-coverage deductible ($4,500 per family aggregate) per plan year.

Rates

WCBCC pays the monthly insurance premium for the employee only. Family coverage is available at the participant’s cost of $344.46 monthly. (Per Internal Revenue Code Section 125 you may elect to have your health insurance premiums deducted from your wages on a pre-tax basis.)

 

Dental Plan

Coverage

WCBCC offers a voluntary dental insurance plan paid for by the participant. Coverage is provided through United Concordia and is designed to give you and your covered family members value and service through offering benefits ranging from annual dental examinations to orthodontics. (Per Internal Revenue Code Section 125 you may elect to have your dental insurance premiums deducted from your wages on a pre-tax basis.)

Dental Plan Rates

   Bi-Weekly Monthly
 Employee
 $10.09  $20.17
 Employee/Spouse  $22.15  $44.30
 Employee/Child(ren)  $23.78  $47.56
 Employee/Family  $36.28  $72.55

Vision Plan

Your vision health is an important part of complete wellness. WCBCC offers a voluntary vision plan paid for by the participant. Coverage is provided through Avesis and is designed to give you and your covered family members the care, value and service to help maintain good vision and overall health.


Benefit frequency:

  • Complete eye exam every 12 month for a minimum co-pay of $25 ($10 for exam; $15.00 for materials)
  • Spectacle lenses every 12 months or  contact lenses every 12 months, maximum yearly allowance of $150
  • Spectacle frames every 24 months, maximum yearly allowance of $50 wholesale allowance (equivalent to $100-$150 retail value)

Additional discounts are available for LASIK and specialty lenses.


Vision Plan Rates

   Bi-Weekly Monthly
 Employee  $3.31  $6.62
 Employee/Spouse  $6.75  $13.50
 Employee/Child(ren)  $7.17  $14.34
 Employee/Family  $9.70  $19.40


Other Insurance

Extended Health Benefits

Long Term Disability (Florida Combined Life)

Walton County BCC provides, at no cost to the participant, a long-term disability (LTD) policy for each eligible, regular status employee. The employee must be off work for 180 days before benefits commence. LTD pays a qualifying employee 60% of his or her income up to a maximum of $7,000 monthly.


Life Insurance

Group Life Insurance (Florida Combined Life)

Walton County BCC provides, at no cost to the participant, a $25,000 term life / accidental death and dismemberment insurance policy for each eligible, regular status employee. The insurance provide a $50,000 term life / accidental death and dismemberment for all regular firefighters.

For a participant-paid monthly premium of $1.45 for each, a dependent rider is available that allows spousal ($5,000) and all dependent children ($2,000) coverage.

Additional Term-Life (Florida Combined Life)

You may purchase additional term life insurance at group rates based on your age. If you elect additional term life insurance during your first 30 days of employment, your policy guarantees to issue $100,000 for the employee, $50,000 for covered spouses and $10,000 for each covered child.


Retirement


Florida Retirement System


Walton County BCC provides a retirement benefit by partnering with you in paying contributions, based on a percentage of your gross monthly salary, to the Division of Florida Retirement System (FRS). You initially may choose to participate in the FRS Pension or Investment Plan.

  • Pension Plan

This option is designed for longer-term employees. The Pension Plan pays you a guaranteed monthly retirement benefit based on a formula that includes your years of service and salary. (You qualify for a benefit after meeting the Pension Plan’s vesting requirements.) You are vested (own the BCC-paid assets in your account) in the Pension Plan when you complete eight years of service.*

  • Investment Plan

This option is designed for shorter-term, more mobile employees. Your benefit is based on the amount of money you and the Walton County BCC contribute to your account and its growth over time.  You are vested in the Investment Plan (own the assets in your account) after one year of service.

Notes: 

If you transfer from the Pension Plan to the Investment Plan, you can count your Pension Plan years of service toward the Investment Plan's one-year vesting requirement.

If you transfer the present value of your Pension Plan to the Investment Plan, you must complete eight years of service before you are vested.*

Per FRS regulations, you may transfer your retirement plan option only once.


* Participants who had employment with an FRS participating employer prior to October 1, 2011 may be eligible for a shorter vesting period.

For more information about the FRS, follow this link:  http://www.myfrs.com


Deferred Compensation (457) Plan

A deferred compensation (457) plan is a type of non-qualified, tax-advantaged retirement plan. While Walton County does not contribute or match funds, you may contribute to the plan (in addition to the FRS) by deferring a part of your compensation, up to the annually-allowed contribution limit, on a pre-tax basis. The deferral is accomplished through a payroll deduction process 24 times a year.

For the most part, the 457 plan operates similarly to a 401(k) or 403(b). The key difference is that unlike a 401(k) plan, there is no 10% penalty for withdrawal before the age of 59½ (although the withdrawal is subject to ordinary income tax).

401K plans from previous employers can roll over to these 457 plans:

  • Nationwide
  • ING
  • AXA Equitable

 

Paid Leave

Annual Leave

An employee begins earning annual leave on his or her date of hire and earns leave at different rates based on years of service with the organization.

 Length of Employment
40-Hour employees;
hours earned per year
24-hour employees;
hours earned per year
Hire through 4th year
104 233.6
5th through 7th year
130 270
8 or more years
160.16 312.12


Sick Leave

Employees may earn up to four hours of sick leave per pay period. Regular status employees may donate earned sick leave to fellow employees per policy guidelines.

Eligible employees may join the Employee Sick Leave Pool within 30 days of completing their probationary period provided they have the earned 48 sick leave hours required. Members of the pool may use up to 1040 sick leave pool hours if they meet the policy criteria. Entitlement to withdraw pool hours is not automatic —application and proper medical documentation, as approved by the BCC, is required. Walton County BCC offers eligible employees membership in the Employee Sick Leave Pool during annual open enrollment.

Holiday Leave

With the exception of 24-hour shift employees, all eligible employees receive 11 paid holidays. Twenty-four shift employees’ holiday leave is calculated with their annual leave hours. If a 24-hour shift employee is scheduled to work on a holiday, he or she receives eight hours pay at a rate of time-and-one-half.


Other Benefits

Employee Evaluation System

Employees receive annual performance evaluations and may be eligible for merit or step increases. As approved by the Board of County Commissioners employees may be eligible for cost of living adjustments (COLAs).

Payroll Direct Deposit

Walton County offers optional direct deposit to most financial institutions.

Wellness Program

Eligible employees may join designated facilities or programs at discounted rates. Other wellness events are offered throughout the year.

Work Uniforms and Equipment

Walton County provides uniform clothes and shoes, county vehicle use and safety-related equipment for designated employees.


FMLA
Employee Rights and Responsibilities under the FMLA 2013